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Debt Consolidation - Bill Consolidation
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Frequently Asked Questions
Receive your Free debt
consolidation quote today!
What Is A Consolidation Program?
It is simply a plan whereby you make one convenient monthly payment which is then distributed to the creditors you owe. Our program will act as an
intermediary so your contact with creditors will be limited or eliminated altogether.
Will My Employer Be Notified?
1 Debt Consolidation Advisor is not a credit grantor. We do not contact employers friends or relatives and will not report to the credit bureaus.
I Have Debts Prior To Marriage. Can I Do This Alone?
As long as you were the only signer on the debt and it is in your name
alone, then you may enroll in the Program individually.
What Debts Can Be Included In Your Program?
As a rule, unsecured debt like credit cards, medical bills, old utilities, back taxes, and repos can be included. Secured debt like cars and
mortgages are generally not included.
Will Creditors Still Contact Me?
If creditors come calling simply refer them to our Customer Solutions
Department. A trained specialists will be able to take over from there.
How Is My Payment Determined?
Our specialists are skilled at working with creditors nationwide and
negotiate with each to come up with the lowest possible payment based upon
your individual circumstances, ex. amount of debt owed, income and living
expenses will be a determining factor.
Are Creditors Willing To Work With Your Program?
In a word- YES! A large percentage of our clientele comes from the
creditors themselves. They understand the value of a program like ours and
the success we've had in helping thousands of families and individuals
nationwide repay their debts.
How Does Your Program Differ From Chapter 13 Bankruptcy?
With a chapter 13 you will have to deal with creditor meetings, attorneys, court room appearances, judges and a whole host of other
unpleasantries- including paying court, attorney and filing fees up front. As a general rule if your debt is unsecured our program offers viable
alternative to taking this drastic step. Creditors look more favorably upon programs like ours than bankruptcy.
How Do I Get Started In Your Program?
We offer an online creditor listing form for your convenience. Click on the free quote link, fill out the form with the requested information and
you will be contacted in approximately 24-48 hours.
Free
debt consolidation quote
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1 Debt Consolidation Advisor, Inc. All rights reserved, images, text and graphics. 2001
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